Why Choose Alan J. Fisher?

Our founding attorney, Alan Fisher, approaches each case with a fresh perspective. We understand that what worked for one client may not work for you and look forward to landing on a strategy tailored that is right for your situation. Backed by 25 years of experience, individuals throughout Boca Raton have benefited from working with our bankruptcy attorney.

Filing for Chapter 13 Bankruptcy?

We can help you retain your assets!

The benefits of filing for bankruptcy are numerous, but it all depends on the chapter you choose. Chapter 13 can be especially advantageous for those with assets they wish to hold on to even after filing. Before you file, however, don't hesitate to contact our firm.

As a Boca Raton bankruptcy attorney with 25 years of experience, our firm's founder has seen far too many individuals lose precious assets because of small mistakes. We can assess your circumstances and assist you in the filing process to ensure that you come out on top.

Fill out our free case evaluation form today!

How is Chapter 13 different than Chapter 7?

Chapter 13 bankruptcy is also known as reorganization bankruptcy, because debtors are required to pay off a certain portion of their debt. This is referred to as a repayment plan and must be completed within three to five years of filing.

Most secured claims must be paid, which include:

  • Mortgage debt
  • Property taxes
  • Car payments

Paying these debts allows you to keep a majority of your assets, even though you filed for bankruptcy. Another key difference is that there is no means test associated with Chapter 13. The only form of criteria is that if your secured debts exceed $1,149,525 and/or your unsecured debts are more than $383,175, you are ineligible.

Each person's repayment plan is different based on their circumstances. One individual might be required to pay a higher amount based on their disposable income, while another is only responsible for a very small number of debts.

Reach Out to Our Boca Raton Bankruptcy Attorney

We recommend getting in touch with our firm before you submit any paperwork. The entire process can be long and confusing, but is simplified when you have a dedicated advocate on your side. Whatever the details of your financial crisis, we are prepared to help.

A complimentary consultation is the first place to begin. contact us right away for a team that always assumes a proactive approach!