When you are already struggling financially, repeated creditor calls, collection letters, and threats of legal action can make an overwhelming situation even more stressful. You have rights, and there are steps you can take to regain control.

Once you retain Attorney Fisher as your counsel, you can refer creditor calls to our office while we work with you to prepare your bankruptcy case. This can provide an important layer of support even before your case is filed.

What Happens When Bankruptcy Is Filed?

Once your bankruptcy case is filed, an automatic stay generally takes effect. This protection requires most creditors and collection agencies to stop collection activity, including:

• Creditor and collection calls
• Wage garnishments
• Collection lawsuits
• Repossession efforts
• Many foreclosure actions

The automatic stay can provide immediate relief from creditor pressure while your bankruptcy case moves forward.